KJ Cafe Dr Phillips, LLC
KJ Cafe Dr Phillips, LLC is located in Orlando, FL, and the SBA lists its industry as Full-Service Restaurants. It was approved for an SBA 7(a) loan of $4,650,000 for a change of ownership on September 17, 2026.
SBA 7(a) loan, change of ownership, approved Sep 17, 2026
- Gross approval
- $4,650,000
- SBA-guaranteed amount
- $3,487,500 (75% of the approval)
- Lender
- Live Oak Banking Company, Wilmington, NC
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 8.35%, variable
- Term
- 10 years (120 months)
- Estimated maturity
- September 17, 2036 (estimated, approval date plus term)
- Estimated monthly payment
- $57,281 Estimated payment at the initial rate over the full term; actual terms vary.
- Loan status
- Committed, not fully disbursed
- Jobs supported
- 370
- Business type
- Corporation
- NAICS
- 722511, Full-Service Restaurants
- Franchise
- Keke's or Keke's Breakfast Cafe
- Project location
- Orange County, FL
- SBA district office
- North Florida District Office
- Congressional district
- FL-10
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Not reported as sold
- Revolving line of credit
- No (term loan)
- Larger than 98% of acquisition loans in Full-Service Restaurants on this site.
- Average acquisition loan in Full-Service Restaurants: $1,319,601.
- Average acquisition loan in Florida: $1,808,559.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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