A&a Ingredient Holdings LLC
A&a Ingredient Holdings LLC is a spice and extract manufacturer located in Paterson, New Jersey, classified under NAICS code 311942. The business was financed with an SBA 7(a) loan for a change of ownership of $3,556,000, with a 10-year term, approved by BankUnited, National Association on January 29, 2026.
SBA 7(a) loan, change of ownership, approved Jan 29, 2026
$3,556,000 approvedLender: BankUnited, National Association10 years termStatus not reported (SBA exemption)Loan details
- Gross approval
- $3,556,000
- SBA-guaranteed amount
- $3,200,400 (90% of the approval)
- Lender
- BankUnited, National Association, Miami Lakes, FL
- Processing method
- International Trade Loan: for businesses that export or are preparing to
- Initial interest rate
- 6.52%, fixed
- Term
- 10 years (120 months)
- Estimated maturity
- January 29, 2036 (estimated, approval date plus term)
- Estimated monthly payment
- $40,414 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Feb 6, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 10
- Business type
- Corporation
- NAICS
- 311942, Spice and Extract Manufacturing
- Project location
- Passaic County, NJ
- SBA district office
- New Jersey District Office
- Congressional district
- NJ-09
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Not reported as sold
- Revolving line of credit
- No (term loan)
- Average acquisition loan in Spice and Extract Manufacturing: $3,556,000.
- Average acquisition loan in New Jersey: $1,626,307.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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