American Color Imaging, Inc.
American Color Imaging, Inc., located in Cedar Falls, Iowa, operates in the photofinishing laboratories industry (NAICS 812921, except one-hour). The business was financed with an SBA 7(a) loan for a change of ownership, in the amount of $4,478,500, from CIBC Bank USA, with approval dated February 18, 2026.
SBA 7(a) loan, change of ownership, approved Feb 18, 2026
$4,478,500 approvedLender: CIBC Bank USA211 months termStatus not reported (SBA exemption)Loan details
- Gross approval
- $4,478,500
- SBA-guaranteed amount
- $3,358,875 (75% of the approval)
- Lender
- CIBC Bank USA, Chicago, IL
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 9%, variable
- Term
- 17 years, 7 months (211 months)
- Estimated maturity
- September 18, 2043 (estimated, approval date plus term)
- Estimated monthly payment
- $42,339 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Mar 3, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 78
- Business type
- LLC or partnership
- NAICS
- 812921, Photofinishing Laboratories (except One-Hour)
- Project location
- Black Hawk County, IA
- SBA district office
- Des Moines District Office
- Congressional district
- IA-01
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Yes
- Revolving line of credit
- No (term loan)
- Average acquisition loan in Photofinishing Laboratories (except One-Hour): $4,478,500.
- Average acquisition loan in Iowa: $1,701,244.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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