American Gas & Liquor
American Gas & Liquor, located in Orangevale, CA, operates in the gasoline stations with convenience stores industry (NAICS 457110). The business was financed with an SBA 7(a) loan for a change of ownership, with a loan amount of $1,010,000 from American Momentum Bank, approved on January 2, 2026.
SBA 7(a) loan, change of ownership, approved Jan 2, 2026
$1,010,000 approvedLender: American Momentum Bank10 years termStatus not reported (SBA exemption)Loan details
- Gross approval
- $1,010,000
- SBA-guaranteed amount
- $757,500 (75% of the approval)
- Lender
- American Momentum Bank, College Station, TX
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 9.25%, variable
- Term
- 10 years (120 months)
- Estimated maturity
- January 2, 2036 (estimated, approval date plus term)
- Estimated monthly payment
- $12,931 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Feb 10, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 5
- Business type
- Corporation
- NAICS
- 457110, Gasoline Stations with Convenience Stores
- Franchise
- Ramos Oil Co. (Shell) Motor Fuel Supply Contract (Branded)
- Project location
- Sacramento County, CA
- SBA district office
- Sacramento District Office
- Congressional district
- CA-07
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Yes
- Revolving line of credit
- No (term loan)
- Larger than 24% of acquisition loans in Gasoline Stations with Convenience Stores on this site.
- Average acquisition loan in Gasoline Stations with Convenience Stores: $2,177,273.
- Average acquisition loan in California: $1,688,228.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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