Ancient City Endeavors LLC
Ancient City Endeavors LLC is a home and garden equipment repair and maintenance business located in St Augustine, Florida. It was financed with an SBA 7(a) loan for a change of ownership of $1.473 million, approved on May 12, 2026 by lender OptimumBank.
SBA 7(a) loan, change of ownership, approved May 12, 2026
$1,473,000 approvedLender: OptimumBank25 years termStatus not reported (SBA exemption)Loan details
- Gross approval
- $1,473,000
- SBA-guaranteed amount
- $1,104,750 (75% of the approval)
- Lender
- OptimumBank, Fort Lauderdale, FL
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 9.5%, variable
- Term
- 25 years (300 months)
- Estimated maturity
- May 12, 2051 (estimated, approval date plus term)
- Estimated monthly payment
- $12,870 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Jun 15, 2026
- Loan status
- Status not reported (SBA exemption)
- Business type
- Corporation
- NAICS
- 811411, Home and Garden Equipment Repair and Maintenance
- Project location
- Saint Johns County, FL
- SBA district office
- North Florida District Office
- Congressional district
- FL-04
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Yes
- Revolving line of credit
- No (term loan)
- Average acquisition loan in Home and Garden Equipment Repair and Maintenance: $1,920,100.
- Average acquisition loan in Florida: $1,808,559.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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