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Bellows Plumbing, Heating & Air, Inc.

Novato, CA · Plumbing, Heating, and Air-Conditioning Contractors · NAICS 238220

Bellows Plumbing, Heating & Air, Inc. is a plumbing, heating, and air-conditioning contractor in Novato, CA, in the NAICS 238220 industry. The company financed real estate or equipment through an SBA 504 loan of $1,008,000, with West Coast Community Bank as the lending bank and Business Finance Capital as the certified development company, approved on April 29, 2025. The loan supports 13 jobs according to the SBA record.

SBA 504 loan, approved Apr 29, 2025

$1,008,000 SBA portionCDC: Business Finance Capital25 years termStatus not reported (SBA exemption)Loan details
SBA (CDC) portion
$1,008,000
Bank portion
$1,225,000
Estimated project size
$2,481,111 (estimated)
Estimated owner equity
$248,111 (estimated, about 10% of the project)
Bank lender
West Coast Community Bank, Santa Cruz, CA
CDC
Business Finance Capital
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
April 29, 2050 (estimated, approval date plus term)
First disbursement
Jul 16, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
13
Business type
Corporation
NAICS
238220, Plumbing, Heating, and Air-Conditioning Contractors
Project location
Marin County, CA
SBA district office
San Francisco District Office
Congressional district
CA-2
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Average expansion loan in Plumbing, Heating, and Air-Conditioning Contractors: $1,998,914.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California