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Cal Deals Furniture Inc.

San Luis Obispo, CA · Furniture Retailers · NAICS 449110

Cal Deals Furniture Inc., located in San Luis Obispo, CA, operates in the furniture retail industry (NAICS 449110). The company was financed with an SBA 7(a) loan for a change of ownership of $890,000, provided by UMB Bank, National Association, with approval dated January 23, 2026.

SBA 7(a) loan, change of ownership, approved Jan 23, 2026

$890,000 approvedLender: UMB Bank, National Association10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$890,000
SBA-guaranteed amount
$667,500 (75% of the approval)
Lender
UMB Bank, National Association, Kansas City, MO
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
7.75%, variable
Term
10 years (120 months)
Estimated maturity
January 23, 2036 (estimated, approval date plus term)
Estimated monthly payment
$10,681 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Feb 9, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
12
Business type
Corporation
NAICS
449110, Furniture Retailers
Project location
San Luis Obispo County, CA
SBA district office
Fresno District Office
Congressional district
CA-24
Collateral
Yes
Guaranteed portion sold on secondary market
Not reported as sold
Revolving line of credit
No (term loan)
  • Larger than 33% of acquisition loans in Furniture Retailers on this site.
  • Average acquisition loan in Furniture Retailers: $1,875,127.
  • Average acquisition loan in California: $1,688,228.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California