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Children's Cottage Day Care

Lancaster, CA · Child Care Services · NAICS 624410

Children's Cottage Day Care is a child care services business in Lancaster, California, classified under NAICS code 624410. It was financed with an SBA 7(a) loan for a change of ownership of $1.2 million, approved on September 3, 2025, through First Internet Bank of Indiana.

SBA 7(a) loan, change of ownership, approved Sep 3, 2025

$1,200,000 approvedLender: First Internet Bank of Indiana178 months termStatus not reported (SBA exemption)Loan details
Gross approval
$1,200,000
SBA-guaranteed amount
$900,000 (75% of the approval)
Lender
First Internet Bank of Indiana, Fishers, IN
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
10.25%, variable
Term
14 years, 10 months (178 months)
Estimated maturity
July 3, 2040 (estimated, approval date plus term)
Estimated monthly payment
$13,142 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Sep 30, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
7
Business type
Corporation
NAICS
624410, Child Care Services
Project location
Los Angeles County, CA
SBA district office
Los Angeles District Office
Congressional district
CA-08
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 48% of acquisition loans in Child Care Services on this site.
  • Average acquisition loan in Child Care Services: $1,662,827.
  • Average acquisition loan in California: $1,688,228.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California