CTS Auto Sales and Service
CTS Auto Sales and Service is a used car dealer located in Denver, Colorado, classified under NAICS code 441120 (Used Car Dealers). The company financed real estate or equipment through an SBA 504 loan of $1,341,000, with Live Oak Banking Company as the lender and B:Side Capital as the certified development company, approved on November 20, 2025.
SBA 504 loan, approved Nov 20, 2025
$1,341,000 SBA portionCDC: B:Side Capital25 years termStatus not reported (SBA exemption)Loan details
- SBA (CDC) portion
- $1,341,000
- Bank portion
- $1,784,000
- Estimated project size
- $3,472,222 (estimated)
- Estimated owner equity
- $347,222 (estimated, about 10% of the project)
- Bank lender
- Live Oak Banking Company, Wilmington, NC
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- November 20, 2050 (estimated, approval date plus term)
- First disbursement
- Jun 17, 2026
- Loan status
- Status not reported (SBA exemption)
- Business type
- Corporation
- NAICS
- 441120, Used Car Dealers
- Project location
- Arapahoe County, CO
- SBA district office
- Colorado District Office
- Congressional district
- CO-1
- Collateral
- Yes
Estimated share of project by source
Bank 51% SBA (CDC) 39% Owner 10%
- Larger than 35% of expansion loans in Used Car Dealers on this site.
- Average expansion loan in Used Car Dealers: $1,930,870.
- Average expansion loan in Colorado: $2,096,252.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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