Main Street Registry

Emkco Food Mart

Bakersfield, CA · Gasoline Stations with Convenience Stores · NAICS 457110

Emkco Food Mart is a gasoline station with convenience store located in Bakersfield, California, classified under NAICS code 457110. The business was financed with an SBA 7(a) loan for a change of ownership totaling $3.3 million, approved by PCB Bank on April 4, 2025, and the loan is listed with a 300-month term.

SBA 7(a) loan, change of ownership, approved Apr 4, 2025

$3,300,000 approvedLender: PCB Bank25 years termStatus not reported (SBA exemption)Loan details
Gross approval
$3,300,000
SBA-guaranteed amount
$2,475,000 (75% of the approval)
Lender
PCB Bank, Los Angeles, CA
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
8.25%, variable
Term
25 years (300 months)
Estimated maturity
April 4, 2050 (estimated, approval date plus term)
Estimated monthly payment
$26,019 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
May 20, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
2
Business type
Corporation
NAICS
457110, Gasoline Stations with Convenience Stores
Franchise
Sullivan Petroleum Company, LLC (Shell) Retailer Petroleum Products Agreement
Project location
Kern County, CA
SBA district office
Fresno District Office
Congressional district
CA-21
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 78% of acquisition loans in Gasoline Stations with Convenience Stores on this site.
  • Average acquisition loan in Gasoline Stations with Convenience Stores: $2,177,273.
  • Average acquisition loan in California: $1,688,228.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California