Main Street Registry

Flower Hill Beer & Wine

Gaithersburg, MD · Beer, Wine, and Liquor Retailers · NAICS 445320

Flower Hill Beer & Wine is a beer, wine, and liquor retailer located in Gaithersburg, Maryland, classified under NAICS code 445320. The business was financed with an SBA 7(a) loan for a change of ownership in the amount of $592,000, provided by Hanmi Bank with an approval date of May 28, 2026.

SBA 7(a) loan, change of ownership, approved May 28, 2026

$592,000 approvedLender: Hanmi Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$592,000
SBA-guaranteed amount
$444,000 (75% of the approval)
Lender
Hanmi Bank, Los Angeles, CA
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
8.75%, variable
Term
10 years (120 months)
Estimated maturity
May 28, 2036 (estimated, approval date plus term)
Estimated monthly payment
$7,419 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Jun 18, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
4
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Montgomery County, MD
SBA district office
Washington District Office
Congressional district
MD-06
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 10% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in Maryland: $1,627,337.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Maryland