H&H Metal Fabrication
H&H Metal Fabrication is a sheet metal work manufacturing business located in St. Louis, Missouri. The company financed real estate or equipment through an SBA 504 loan of $1.207 million, with the SBA portion administered by the St. Louis Local Development Company and a separate bank portion provided by Midland States Bank, with approval dated March 17, 2026.
SBA 504 loan, approved Mar 17, 2026
$1,207,000 SBA portionCDC: St. Louis Local Development Company25 years termApproved, not yet fundedLoan details
- SBA (CDC) portion
- $1,207,000
- Bank portion
- $1,467,000
- Estimated project size
- $2,971,111 (estimated)
- Estimated owner equity
- $297,111 (estimated, about 10% of the project)
- Bank lender
- Midland States Bank, Effingham, IL
- CDC
- St. Louis Local Development Company
- Processing method
- 504 Basic: standard SBA processing through a CDC
- Term
- 25 years (300 months)
- Estimated maturity
- March 17, 2051 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 17
- Business type
- Corporation
- NAICS
- 332322, Sheet Metal Work Manufacturing
- Project location
- Saint Louis City County, MO
- SBA district office
- St. Louis District Office
- Congressional district
- MO-1
- Collateral
- Yes
Estimated share of project by source
Bank 49% SBA (CDC) 41% Owner 10%
- Average expansion loan in Sheet Metal Work Manufacturing: $2,822,750.
- Average expansion loan in Missouri: $2,014,411.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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