HD Retail Enterprises LLC
HD Retail Enterprises LLC is a hardware retail business in Shelton, Washington, classified under the hardware retailers industry (NAICS 444140) and operating as an Ace Hardware franchise. The company was financed with an SBA 7(a) loan for a change of ownership of $4,015,000 from Live Oak Banking Company, with the loan dated September 17, 2026.
SBA 7(a) loan, change of ownership, approved Sep 17, 2026
$4,015,000 approvedLender: Live Oak Banking Company25 years termCommitted, not fully disbursedLoan details
- Gross approval
- $4,015,000
- SBA-guaranteed amount
- $3,011,250 (75% of the approval)
- Lender
- Live Oak Banking Company, Wilmington, NC
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 8%, variable
- Term
- 25 years (300 months)
- Estimated maturity
- September 17, 2051 (estimated, approval date plus term)
- Estimated monthly payment
- $30,988 Estimated payment at the initial rate over the full term; actual terms vary.
- Loan status
- Committed, not fully disbursed
- Jobs supported
- 9
- Business type
- Corporation
- NAICS
- 444140, Hardware Retailers
- Franchise
- Ace Hardware
- Project location
- Mason County, WA
- SBA district office
- Seattle District Office
- Congressional district
- WA-06
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Not reported as sold
- Revolving line of credit
- No (term loan)
- Larger than 92% of acquisition loans in Hardware Retailers on this site.
- Average acquisition loan in Hardware Retailers: $1,808,637.
- Average acquisition loan in Washington: $1,784,595.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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