Main Street Registry

Heartland Liquor Inc.

Staten Island, NY · Beer, Wine, and Liquor Retailers · NAICS 445320

Heartland Liquor Inc., located in Staten Island, NY, operates in the beer, wine, and liquor retail industry (NAICS 445320). The business was financed with an SBA 7(a) loan for a change of ownership of $1.34 million, approved on September 14, 2026 by Hanmi Bank.

SBA 7(a) loan, change of ownership, approved Sep 14, 2026

$1,340,000 approvedLender: Hanmi Bank10 years termCommitted, not fully disbursedLoan details
Gross approval
$1,340,000
SBA-guaranteed amount
$1,005,000 (75% of the approval)
Lender
Hanmi Bank, Los Angeles, CA
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
8.25%, variable
Term
10 years (120 months)
Estimated maturity
September 14, 2036 (estimated, approval date plus term)
Estimated monthly payment
$16,435 Estimated payment at the initial rate over the full term; actual terms vary.
Loan status
Committed, not fully disbursed
Jobs supported
3
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Richmond County, NY
SBA district office
New York District Office
Congressional district
NY-11
Collateral
Yes
Guaranteed portion sold on secondary market
Not reported as sold
Revolving line of credit
No (term loan)
  • Larger than 70% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in New York: $1,771,512.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in New York