Main Street Registry

In and Out Liquor Mart

Bakersfield, CA · Beer, Wine, and Liquor Retailers · NAICS 445320

In and Out Liquor Mart is a beer, wine, and liquor retailer located in Bakersfield, California. The business was financed with an SBA 7(a) loan for a change of ownership of $920,000, approved by American Continental Bank on April 29, 2026.

SBA 7(a) loan, change of ownership, approved Apr 29, 2026

$920,000 approvedLender: American Continental Bank25 years termStatus not reported (SBA exemption)Loan details
Gross approval
$920,000
SBA-guaranteed amount
$690,000 (75% of the approval)
Lender
American Continental Bank, City of Industry, CA
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
7.75%, variable
Term
25 years (300 months)
Estimated maturity
April 29, 2051 (estimated, approval date plus term)
Estimated monthly payment
$6,949 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Jun 1, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
8
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Kern County, CA
SBA district office
Fresno District Office
Congressional district
CA-21
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 43% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in California: $1,688,228.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California