J&C Books, LLC
J&C Books, LLC is located in Moreno Valley, California, and is classified under the industry of book, periodical, and newspaper merchant wholesalers. The company financed real estate or equipment through an SBA 504 loan of $2,234,000, approved on December 9, 2025, with First-Citizens Bank & Trust Company as the lender and Business Finance Capital as the certified development company.
SBA 504 loan, approved Dec 9, 2025
$2,234,000 SBA portionCDC: Business Finance Capital25 years termApproved, not yet fundedLoan details
- SBA (CDC) portion
- $2,234,000
- Bank portion
- $2,712,500
- Estimated project size
- $5,496,111 (estimated)
- Estimated owner equity
- $549,611 (estimated, about 10% of the project)
- Bank lender
- First-Citizens Bank & Trust Company, Raleigh, NC
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- December 9, 2050 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 3
- Business type
- Corporation
- NAICS
- 424920, Book, Periodical, and Newspaper Merchant Wholesalers
- Project location
- Riverside County, CA
- SBA district office
- Santa Ana District Office
- Congressional district
- CA-41
- Collateral
- Yes
Estimated share of project by source
Bank 49% SBA (CDC) 41% Owner 10%
- Average expansion loan in Book, Periodical, and Newspaper Merchant Wholesalers: $2,234,000.
- Average expansion loan in California: $2,161,468.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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