J&K Home Furnishings
J&K Home Furnishings is a furniture retailer located in Goose Creek, South Carolina, classified under NAICS code 449110 (Furniture Retailers). The business financed real estate or equipment through an SBA 504 loan with an SBA portion of $2,032,000, approved on August 5, 2025, by the lender TowneBank, with Provident Business Financial Services, Inc. serving as the Certified Development Company.
SBA 504 loan, approved Aug 5, 2025
$2,032,000 SBA portionCDC: Provident Business Financial Services, Inc.25 years termStatus not reported (SBA exemption)Loan details
- SBA (CDC) portion
- $2,032,000
- Bank portion
- $2,585,813
- Estimated project size
- $5,130,903 (estimated)
- Estimated owner equity
- $513,090 (estimated, about 10% of the project)
- Bank lender
- TowneBank, Portsmouth, VA
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- August 5, 2050 (estimated, approval date plus term)
- First disbursement
- Aug 12, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 17
- Business type
- Corporation
- NAICS
- 449110, Furniture Retailers
- Project location
- Berkeley County, SC
- SBA district office
- South Carolina District Office
- Congressional district
- SC-1
- Collateral
- Yes
Estimated share of project by source
Bank 50% SBA (CDC) 40% Owner 10%
- Larger than 47% of expansion loans in Furniture Retailers on this site.
- Average expansion loan in Furniture Retailers: $2,338,737.
- Average expansion loan in South Carolina: $2,088,205.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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