Main Street Registry

K&Z Headquarters, LLC

Miami, FL · Plumbing, Heating, and Air-Conditioning Contractors · NAICS 238220

K&Z Headquarters, LLC is a plumbing, heating, and air-conditioning contractor located in Miami, Florida. The company financed real estate or equipment through an SBA 504 loan with an SBA portion of $2,048,000, with Banesco USA as the lender and Florida Business Development Corporation as the certified development company, and the loan was approved on February 25, 2025.

SBA 504 loan, approved Feb 25, 2025

$2,048,000 SBA portionCDC: Florida Business Development Corporation25 years termStatus not reported (SBA exemption)Loan details
SBA (CDC) portion
$2,048,000
Bank portion
$2,500,000
Estimated project size
$5,053,333 (estimated)
Estimated owner equity
$505,333 (estimated, about 10% of the project)
Bank lender
Banesco USA, Miami, FL
CDC
Florida Business Development Corporation
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
February 25, 2050 (estimated, approval date plus term)
First disbursement
Jul 15, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
7
Business type
Corporation
NAICS
238220, Plumbing, Heating, and Air-Conditioning Contractors
Project location
Miami-Dade County, FL
SBA district office
South Florida District Office
Congressional district
FL-25
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Larger than 62% of expansion loans in Plumbing, Heating, and Air-Conditioning Contractors on this site.
  • Average expansion loan in Plumbing, Heating, and Air-Conditioning Contractors: $1,998,914.
  • Average expansion loan in Florida: $2,058,496.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Florida