Kiddie Academy of Gambrills
Kiddie Academy of Gambrills, located in Gambrills, Maryland, operates in the child care services industry (NAICS 624410) and is a Kiddie Academy franchise. The business was approved for an SBA 504 loan of $3,864,000, which financed real estate or equipment through an SBA 504 loan, with Bank Five Nine as the lender and 504 Capital Corporation as the certified development company, with approval dated February 5, 2026.
SBA 504 loan, approved Feb 5, 2026
$3,864,000 SBA portionCDC: 504 Capital Corporation25 years termApproved, not yet fundedLoan details
- SBA (CDC) portion
- $3,864,000
- Bank portion
- $4,698,500
- Estimated project size
- $9,513,889 (estimated)
- Estimated owner equity
- $951,389 (estimated, about 10% of the project)
- Bank lender
- Bank Five Nine, Oconomowoc, WI
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- February 5, 2051 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 33
- Business type
- Corporation
- NAICS
- 624410, Child Care Services
- Franchise
- Kiddie Academy
- Project location
- Anne Arundel County, MD
- SBA district office
- Baltimore District Office
- Congressional district
- MD-3
- Collateral
- Yes
Estimated share of project by source
Bank 49% SBA (CDC) 41% Owner 10%
- Larger than 97% of expansion loans in Child Care Services on this site.
- Average expansion loan in Child Care Services: $1,977,874.
- Average expansion loan in Maryland: $2,350,795.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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