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Lala Photography Sacramento

Folsom, CA · Photography Studios, Portrait · NAICS 541921

Lala Photography Sacramento is a portrait photography studio located in Folsom, California, classified under NAICS code 541921. The business was financed with an SBA 7(a) loan for a change of ownership of $563,500, with First Utah Bank as the lender and approval dated May 21, 2025.

SBA 7(a) loan, change of ownership, approved May 21, 2025

$563,500 approvedLender: First Utah Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$563,500
SBA-guaranteed amount
$422,625 (75% of the approval)
Lender
First Utah Bank, Salt Lake City, UT
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
10.5%, variable
Term
10 years (120 months)
Estimated maturity
May 21, 2035 (estimated, approval date plus term)
Estimated monthly payment
$7,604 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
May 23, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
7
Business type
Corporation
NAICS
541921, Photography Studios, Portrait
Project location
Sacramento County, CA
SBA district office
Sacramento District Office
Congressional district
CA-07
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Average acquisition loan in Photography Studios, Portrait: $1,776,625.
  • Average acquisition loan in California: $1,688,228.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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