Moment of Clarity
Moment of Clarity is a business in Wilmington, Delaware, in the offices of mental health practitioners (except physicians) industry. It financed real estate or equipment through an SBA 504 loan with a $1.478 million SBA portion, approved on April 1, 2025, through Impact 504 Loan Fund LLC with California Statewide Certified Development Corporation.
SBA 504 loan, approved Apr 1, 2025
$1,478,000 SBA portionCDC: California Statewide Certified Development Corporation25 years termStatus not reported (SBA exemption)Loan details
- SBA (CDC) portion
- $1,478,000
- Bank portion
- $1,440,000
- Estimated project size
- $3,242,222 (estimated)
- Estimated owner equity
- $324,222 (estimated, about 10% of the project)
- Bank lender
- Impact 504 Loan Fund LLC, Arlington, VA
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- April 1, 2050 (estimated, approval date plus term)
- First disbursement
- Mar 11, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 31
- Business type
- Corporation
- NAICS
- 621330, Offices of Mental Health Practitioners (except Physicians)
- Project location
- Orange County, CA
- SBA district office
- Santa Ana District Office
- Congressional district
- CA-45
- Collateral
- Yes
Estimated share of project by source
Bank 44% SBA (CDC) 46% Owner 10%
- Larger than 75% of expansion loans in Offices of Mental Health Practitioners (except Physicians) on this site.
- Average expansion loan in Offices of Mental Health Practitioners (except Physicians): $1,423,150.
- Average expansion loan in Delaware: $1,292,000.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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