Main Street Registry

Polo House and Bungalows

Santa Ynez, CA · Bed-and-Breakfast Inns · NAICS 721191

Polo House and Bungalows in Santa Ynez, California operates in the bed-and-breakfast inns industry (NAICS 721191). The business was financed with an SBA 7(a) loan for a change of ownership of $4.25 million, approved by Mission Valley Bank on September 28, 2025.

SBA 7(a) loan, change of ownership, approved Sep 28, 2025

$4,250,000 approvedLender: Mission Valley Bank25 years termStatus not reported (SBA exemption)Loan details
Gross approval
$4,250,000
SBA-guaranteed amount
$3,187,500 (75% of the approval)
Lender
Mission Valley Bank, Sun Valley, CA
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9%, variable
Term
25 years (300 months)
Estimated maturity
September 28, 2050 (estimated, approval date plus term)
Estimated monthly payment
$35,666 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Dec 17, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
7
Business type
Corporation
NAICS
721191, Bed-and-Breakfast Inns
Project location
Santa Barbara County, CA
SBA district office
Los Angeles District Office
Congressional district
CA-24
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 70% of acquisition loans in Bed-and-Breakfast Inns on this site.
  • Average acquisition loan in Bed-and-Breakfast Inns: $2,626,570.
  • Average acquisition loan in California: $1,688,228.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California