Ryan F. Murphy Heating & Cooling LLC
Ryan F. Murphy Heating & Cooling LLC is a plumbing, heating, and air-conditioning contractor located in New Milford, Connecticut. The company financed real estate or equipment through an SBA 504 loan of $1.17 million, approved on July 28, 2025, with Ives Bank as the lender and Community Investment Corporation as the certified development company.
SBA 504 loan, approved Jul 28, 2025
$1,170,000 SBA portionCDC: Community Investment Corporation25 years termApproved, not yet fundedLoan details
- SBA (CDC) portion
- $1,170,000
- Bank portion
- $1,427,112
- Estimated project size
- $2,885,680 (estimated)
- Estimated owner equity
- $288,568 (estimated, about 10% of the project)
- Bank lender
- Ives Bank, Danbury, CT
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- July 28, 2050 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 8
- Business type
- Corporation
- NAICS
- 238220, Plumbing, Heating, and Air-Conditioning Contractors
- Project location
- Western Ct County, CT
- SBA district office
- Connecticut District Office
- Congressional district
- CT-5
- Collateral
- Yes
Estimated share of project by source
Bank 49% SBA (CDC) 41% Owner 10%
- Larger than 12% of expansion loans in Plumbing, Heating, and Air-Conditioning Contractors on this site.
- Average expansion loan in Plumbing, Heating, and Air-Conditioning Contractors: $1,998,914.
- Average expansion loan in Connecticut: $2,313,333.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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