Sandy's Donuts & Coffee Shop
Sandy's Donuts & Coffee Shop is a commercial bakery in West Fargo, North Dakota, in the commercial bakeries industry (NAICS 311812). The business was approved for an SBA 504 loan of $1,842,000 through lender Bell Bank on December 22, 2025, and the loan is shown as not funded. The 504 loan was approved to finance real estate or equipment through an SBA 504 loan, with the SBA portion shown here and the bank portion separate.
SBA 504 loan, approved Dec 22, 2025
$1,842,000 SBA portionCDC: Dakota Business Lending25 years termApproved, not yet fundedLoan details
- SBA (CDC) portion
- $1,842,000
- Bank portion
- $2,250,000
- Estimated project size
- $4,546,667 (estimated)
- Estimated owner equity
- $454,667 (estimated, about 10% of the project)
- Bank lender
- Bell Bank, Fargo, ND
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- December 22, 2050 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 81
- Business type
- LLC or partnership
- NAICS
- 311812, Commercial Bakeries
- Project location
- Cass County, ND
- SBA district office
- North Dakota District Office
- Congressional district
- ND-0
- Collateral
- Yes
Estimated share of project by source
Bank 49% SBA (CDC) 41% Owner 10%
- Larger than 36% of expansion loans in Commercial Bakeries on this site.
- Average expansion loan in Commercial Bakeries: $2,419,364.
- Average expansion loan in North Dakota: $1,912,640.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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