Main Street Registry

Second Avenue Holdings, LLC

Laguna Beach, CA · Cosmetics, Beauty Supplies, and Perfume Retailers · NAICS 456120

Second Avenue Holdings, LLC is a business in Laguna Beach, California, in the cosmetics, beauty supplies, and perfume retailers industry. It financed real estate or equipment through an SBA 504 loan of $1,356,000 with Bank of America, National Association, approved on May 16, 2025.

SBA 504 loan, approved May 16, 2025

$1,356,000 SBA portionCDC: Business Finance Capital25 years termStatus not reported (SBA exemption)Loan details
SBA (CDC) portion
$1,356,000
Bank portion
$1,650,000
Estimated project size
$3,340,000 (estimated)
Estimated owner equity
$334,000 (estimated, about 10% of the project)
Bank lender
Bank of America, National Association, Charlotte, NC
CDC
Business Finance Capital
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
May 16, 2050 (estimated, approval date plus term)
First disbursement
Apr 15, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
1
Business type
Corporation
NAICS
456120, Cosmetics, Beauty Supplies, and Perfume Retailers
Project location
Orange County, CA
SBA district office
Santa Ana District Office
Congressional district
CA-48
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Average expansion loan in Cosmetics, Beauty Supplies, and Perfume Retailers: $1,836,778.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California