Main Street Registry

Two Thumbs Up Express Car Wash

Santa Ana, CA · Car Washes · NAICS 811192

Two Thumbs Up Express Car Wash, located in Santa Ana, California, operates in the car washes industry (NAICS 811192). The business financed real estate or equipment through an SBA 504 loan of $3.3 million, approved on June 30, 2026, with First-Citizens Bank & Trust Company as the lending bank and Bay Area Employment Development Company as the certified development company.

SBA 504 loan, approved Jun 30, 2026

$3,300,000 SBA portionCDC: Bay Area Employment Development Company25 years termApproved, not yet fundedLoan details
SBA (CDC) portion
$3,300,000
Bank portion
$3,210,000
Estimated project size
$7,233,333 (estimated)
Estimated owner equity
$723,333 (estimated, about 10% of the project)
Bank lender
First-Citizens Bank & Trust Company, Raleigh, NC
CDC
Bay Area Employment Development Company
Processing method
504 Refinancing: refinances existing business debt
Term
25 years (300 months)
Estimated maturity
June 30, 2051 (estimated, approval date plus term)
Loan status
Approved, not yet funded
Jobs supported
13
Business type
Corporation
NAICS
811192, Car Washes
Project location
Orange County, CA
SBA district office
Santa Ana District Office
Congressional district
CA-46
Collateral
Yes

Estimated share of project by source

Bank 44% SBA (CDC) 46% Owner 10%

  • Larger than 89% of expansion loans in Car Washes on this site.
  • Average expansion loan in Car Washes: $1,994,962.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California