Main Street Registry

Universal Appliance and Kitchen Center

Mission Viejo, CA · Electronics and Appliance Retailers · NAICS 449210

Universal Appliance and Kitchen Center, located in Mission Viejo, California, operates in the electronics and appliance retail industry. The company financed real estate or equipment through an SBA 504 loan with a $1.86 million SBA portion, approved on February 11, 2025, through lender Morgan Stanley Bank, National Association, with The Mortgage Capital Development Corporation serving as the certified development company.

SBA 504 loan, approved Feb 11, 2025

$1,860,000 SBA portionCDC: The Mortgage Capital Development Corporation25 years termStatus not reported (SBA exemption)Loan details
SBA (CDC) portion
$1,860,000
Bank portion
$2,270,000
Estimated project size
$4,588,889 (estimated)
Estimated owner equity
$458,889 (estimated, about 10% of the project)
Bank lender
Morgan Stanley Bank, National Association, Salt Lake City, UT
CDC
The Mortgage Capital Development Corporation
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
February 11, 2050 (estimated, approval date plus term)
First disbursement
Nov 12, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
16
Business type
Corporation
NAICS
449210, Electronics and Appliance Retailers
Project location
Orange County, CA
SBA district office
Santa Ana District Office
Congressional district
CA-45
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Larger than 40% of expansion loans in Electronics and Appliance Retailers on this site.
  • Average expansion loan in Electronics and Appliance Retailers: $2,294,800.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California