Urban Beach Partners STL LLC
Urban Beach Partners STL LLC is a private mail center located in Richmond Heights, Missouri, and operates as a franchise of The UPS Store. The company was financed with an SBA 7(a) loan for a change of ownership totaling $595,000, approved by Bank of America, National Association on September 25, 2025.
SBA 7(a) loan, change of ownership, approved Sep 25, 2025
$595,000 approvedLender: Bank of America, National Association10 years termStatus not reported (SBA exemption)Loan details
- Gross approval
- $595,000
- SBA-guaranteed amount
- $446,250 (75% of the approval)
- Lender
- Bank of America, National Association, Charlotte, NC
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 6.48%, fixed
- Term
- 10 years (120 months)
- Estimated maturity
- September 25, 2035 (estimated, approval date plus term)
- Estimated monthly payment
- $6,750 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Nov 14, 2025
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 12
- Business type
- Corporation
- NAICS
- 561431, Private Mail Centers
- Franchise
- The UPS Store
- Project location
- Saint Louis County, MO
- SBA district office
- St. Louis District Office
- Congressional district
- MO-01
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Not reported as sold
- Revolving line of credit
- No (term loan)
- Larger than 20% of acquisition loans in Private Mail Centers on this site.
- Average acquisition loan in Private Mail Centers: $940,205.
- Average acquisition loan in Missouri: $1,584,414.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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Same industry in Missouri
- The UPS Store 5134, Festus