Victor Emporium
Victor Emporium is a gift, novelty, and souvenir retailer located in Victor, Idaho. The business was financed with an SBA 7(a) loan for a change of ownership of $600,100, approved on August 13, 2025, through U.S. Bank, National Association.
SBA 7(a) loan, change of ownership, approved Aug 13, 2025
$600,100 approvedLender: U.S. Bank, National Association25 years termStatus not reported (SBA exemption)Loan details
- Gross approval
- $600,100
- SBA-guaranteed amount
- $450,075 (75% of the approval)
- Lender
- U.S. Bank, National Association, Cincinnati, OH
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 6.5%, variable
- Term
- 25 years (300 months)
- Estimated maturity
- August 13, 2050 (estimated, approval date plus term)
- Estimated monthly payment
- $4,052 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Aug 20, 2025
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 3
- Business type
- Corporation
- NAICS
- 459420, Gift, Novelty, and Souvenir Retailers
- Project location
- Teton County, ID
- SBA district office
- Boise District Office
- Congressional district
- ID-02
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Not reported as sold
- Revolving line of credit
- No (term loan)
- Larger than 23% of acquisition loans in Gift, Novelty, and Souvenir Retailers on this site.
- Average acquisition loan in Gift, Novelty, and Souvenir Retailers: $1,214,814.
- Average acquisition loan in Idaho: $1,527,113.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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