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Village Gate Children's Academy, LLC

Encinitas, CA · Elementary and Secondary Schools · NAICS 611110

Village Gate Children's Academy, LLC is an elementary and secondary school located in Encinitas, California, in the Elementary and Secondary Schools industry. The company financed real estate or equipment through an SBA 504 loan of $1,337,000, approved by CalPrivate Bank on April 14, 2025, with CDC Small Business Finance Corp. as the certified development company.

SBA 504 loan, approved Apr 14, 2025

$1,337,000 SBA portionCDC: CDC Small Business Finance Corp.25 years termStatus not reported (SBA exemption)Loan details
SBA (CDC) portion
$1,337,000
Bank portion
$1,628,500
Estimated project size
$3,295,000 (estimated)
Estimated owner equity
$329,500 (estimated, about 10% of the project)
Bank lender
CalPrivate Bank, La Jolla, CA
CDC
CDC Small Business Finance Corp.
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
April 14, 2050 (estimated, approval date plus term)
First disbursement
Jul 16, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
20
Business type
Individual
NAICS
611110, Elementary and Secondary Schools
Project location
San Diego County, CA
SBA district office
San Diego District Office
Congressional district
CA-49
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Larger than 24% of expansion loans in Elementary and Secondary Schools on this site.
  • Average expansion loan in Elementary and Secondary Schools: $2,129,925.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California