Main Street Registry

White Sulphur Springs Ace Hardware

White Sulphur Springs, MT · Hardware Retailers · NAICS 444140

White Sulphur Springs Ace Hardware is a hardware retailer located in White Sulphur Springs, Montana, classified under NAICS code 444140 (Hardware Retailers). The company was approved for an SBA 504 loan financing real estate or equipment through an SBA 504 loan with an SBA portion of $2,514,000, provided by Glacier Bank with Capital Matrix, Inc. as the certified development company, and the approval date was July 11, 2025.

SBA 504 loan, approved Jul 11, 2025

$2,514,000 SBA portionCDC: Capital Matrix, Inc.25 years termApproved, not yet fundedLoan details
SBA (CDC) portion
$2,514,000
Bank portion
$2,527,707
Estimated project size
$5,601,897 (estimated)
Estimated owner equity
$560,190 (estimated, about 10% of the project)
Bank lender
Glacier Bank, Kalispell, MT
CDC
Capital Matrix, Inc.
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
July 11, 2050 (estimated, approval date plus term)
Loan status
Approved, not yet funded
Jobs supported
6
Business type
Corporation
NAICS
444140, Hardware Retailers
Franchise
Ace Hardware
Project location
Meagher County, MT
SBA district office
Montana District Office
Congressional district
MT-0
Collateral
Yes

Estimated share of project by source

Bank 45% SBA (CDC) 45% Owner 10%

  • Larger than 67% of expansion loans in Hardware Retailers on this site.
  • Average expansion loan in Hardware Retailers: $2,383,133.
  • Average expansion loan in Montana: $1,629,190.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Montana