Main Street Registry

Lakeshore Wine & Liquor

Canandaigua, NY · Beer, Wine, and Liquor Retailers · NAICS 445320

Lakeshore Wine & Liquor is a beer, wine, and liquor retailer located in Canandaigua, New York. The business was financed with an SBA 7(a) loan for a change of ownership, in the amount of $650,000, approved by Provident Bank on December 4, 2025.

SBA 7(a) loan, change of ownership, approved Dec 4, 2025

$650,000 approvedLender: Provident Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$650,000
SBA-guaranteed amount
$487,500 (75% of the approval)
Lender
Provident Bank, Jersey City, NJ
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9.25%, variable
Term
10 years (120 months)
Estimated maturity
December 4, 2035 (estimated, approval date plus term)
Estimated monthly payment
$8,322 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Jan 16, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
7
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Ontario County, NY
SBA district office
Buffalo District Office
Congressional district
NY-23
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 17% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in New York: $1,771,512.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in New York